Integrity in Every Loan. Better by Design.
(720) 323-3392
Colorado Mortgage Brokers
Integrity in Every Loan.Better by Design.
More lenders. More options. Competitive pricing. Personal service from a local Colorado mortgage broker.
Not sure where to start? Try the AI Loan PlannerClient-First Service
A direct line to your broker
More Loan Options
Many lenders, not one bank's menu
Competitive Pricing
We shop rates on your behalf
Local Colorado Broker
From the Front Range to the high country
Loan options
The right loan for your next move
Make a purchase, lower your payment, take cash out, or consolidate debt. As brokers, we're not stuck with one bank's menu.
Conventional Loans
The go-to option for buyers with solid credit. Put as little as 3% down and drop mortgage insurance once you hit 20% equity.
FHA Loans
Government-backed loans with flexible credit guidelines and down payments as low as 3.5% — a favorite with first-time buyers.
VA Loans
For veterans, active-duty service members and eligible spouses. Zero down, no monthly mortgage insurance.
Jumbo Loans
For Front Range and mountain homes above conforming limits. Our specialty — where a quarter point really adds up.
Cash Out Refinance
Turn your home equity into cash for renovations, tuition or debt consolidation.
Reverse Mortgage
For homeowners 62+: access your equity with no monthly mortgage payment while you live in your home.
Wherever in Colorado you call home.
Suburban starter homes, mountain retreats and everything in between — we know Colorado's market and the lenders who do it best.
Integrity Financial
Founded 2005
Meet your mortgage broker
Chip Harris
President · Integrity Financial LLC
After about five years in retail mortgage lending, I founded Integrity Financial in 2005. Today, I work directly with Colorado homebuyers and homeowners to compare lenders, explain the options and keep each loan moving toward closing.
- We shop multiple lenders so you don't have to
- Jumbo loan specialists for Front Range and mountain homes
- Direct line to your loan officer — not a call center
- Fast, clear communication from application to closing
What our clients say
Five stars, one closing at a time
"Chip and his team were the absolute best lending experience we've ever had. He beat the contracted closing date by a week, closing in just under a month on a home purchase. His communication is spectacular."
"Chip does an amazing job. He makes the mortgage process so easy, simple, and fast. He's responsive to questions and looks for the best rate possible. Much better than the big companies out there."
"Chip was amazing to work with. He is very knowledgeable, patient, hard-working, dedicated, and never gives up! He was able to get us approved and had many different solutions when we were in crunch time."
"Chip and his team specialize in jumbo loans. These types of deals require special attention because even a quarter point adds up to a lot of money."
"Chip and the team at Integrity Financial have been extremely helpful with the purchase of my first house. I now have a beautiful home thanks to them!"
What are you waiting for?
Rates change constantly. A quick call is the fastest way to know where you stand — getting started is easy.